An Account pursuant to the Bank Notes (Scotland) Act 1845, the Currency and Bank Notes Act 1928, and the Coinage Act 1971 of the Amount of Notes authorised by Law to be issued by the several Banks of Issue in Scotland, and the Average Amount of Notes in Circulation, and of Bank of England Notes and Coin held during the 4 weeks ended Saturday, 8th November 2003.

				Average Circulation during 4 weeks ended as above	Average amount of Bank of England Notes and Coin held during 4 weeks ended as above
Name and Title as set forth on Licence	Name of Firm	Approved Offices	Circulation authorised by Certificate	£5 and upwards	Under £5	Total	*Gold and Bank of England Notes	Coin other than Gold	Total
			£
Bank of Scotland	The Governor and Company of the Bank of Scotland	(Edinburgh) (Glasgow)	1,289,222	781,488,405	4,708,745	786,197,150	778,599,501	22,465,999	801,065,500
The Royal Bank of Scotland plc	The Royal Bank of Scotland plc	(Edinburgh) (Glasgow)	888,355	1,060,424,844	16,867,523	1,077,292,367	1,069,594,592	16,456,612	1,086,051,204
Clydesdale Bank PLC	Clydesdale Bank PLC	(Edinburgh) (Glasgow)	498,773	682,495,635	0	682,495,635	678,708,449	11,502,339	690,210,788

I hereby certify that each of the Bankers named in the above Return, who have in circulation an amount of Notes beyond that authorised in their certificates have held an amount of Bank of England Notes and Gold and Coin other than Gold Coin not less than that which they are required to hold during the period to which this Return relates.
M Quick, for the Registrar of Bank Returns
*This column includes Bank of England Notes deposited at the Bank of England which, by virtue of section 9(1) of the Currency and Bank Notes Act 1928, are to be treated as Gold Coin held by the Bank.
12 February 2004.