HOWARTH, Judy Margaret, Computerised Account Co-Ordinator of 30 Stanhill Lane BB5 4WP, formerly residing at 3 Willow Park BB5 3QY, both in Oswaldtwistle, Lancashire. Court—BLACKBURN. Date of Filing Petition—1st February 2002. No. of Matter—15 of 2002. Date of Bankruptcy Order—1st February 2002. Whether Debtor’s or Creditor’s Petition—Debtor’s. Official Receiver—1st Floor, Newfield House, Vicarage Lane, Blackpool, FY4 4WB.