GARRATT, Janet, of 67 a North Approach, Watford, Hertfordshire WD2 6EL, and lately of 7 Arundel Road, Abbots Langley, Hertfordshire WD5 0TB, formerly of 75 Heysham Drive, South Oxhey, Watford, Hertfordshire WD1 6YH, occupation Computer Data Controller. Court—ST. ALBANS. Date of Filing Petition—24th May 2000. No. of Matter—81 of 2000. Date of Bankruptcy Order—3rd August 2000. Whether Debtor’s or Creditor’s Petition—Creditor’s. Official Receiver—1st Floor, Trident House, 42-48 Victoria Street, St. Albans AL1 3HR.