Bankruptcy (Scotland) Act 1985West Lothian2004-03-232004-03-26-2.86044056.257146KY9 1HF-3.52695755.903347EH54 8RBFifeTSO (The Stationery Office), St Crispins, Duke Street, Norwich, NR3 1PD, 01603 622211,

Bankruptcy (Scotland) Act 1985: Schedule 5, Paragraph 5(3)

Notice of Trust Deed for the Benefit of Creditors by


A Trust Deed has been granted by Nicola Duncan, residing at 19 Hall Park, Largoward, Fife KY9 1HF on 23rd March 2004 conveying (to the extent specified in Section 5(4A) of the Bankruptcy (Scotland) Act 1985) her estate to me, Eric Robert Hugh Nisbet, Insolvency Practitioner, The Glen Drummond Partnership, 4 Turnbull Way, Knightsridge, Livingston, EH54 8RB as Trustee for the benefit of her creditors generally.

If a creditor wishes to object to the trust deed for the purposes of preventing it becoming a protected trust deed (see notes below on the objections required for that purpose) notification of such objection must be delivered in writing to the Trustee within 5 weeks of the date of publication of this Notice in The Edinburgh Gazette.

Notes: The trust deed will become a protected trust deed unless within the period of 5 weeks of the date of publication of this Notice in The Edinburgh Gazette a majority in number or not less than one third in value of the creditors notify the Trustee in writing that they object to the trust deed and do not wish to accede to it.

The effect of this is that paragraphs 6 and 7 of Schedule 5 to the Act will apply to the trust deed. Briefly, this has the effect of restricting the rights of non-acceding creditors to do diligence (ie to enforce court decrees for unpaid debts) against the debtor and confers certain protection upon the trust deed from being superseded by the sequestration of the debtor’s estate.

Eric R H Nisbet, Trustee

The Glen Drummond Partnership, Corporate Recovery & Insolvency Services, 4 Turnbull Way, Knightsridge, Livingston

EH54 8RB