Glasgow City2003-03-042003-02-282003-03-11Bankruptcy (Scotland) Act 1985-4.21520555.858113G31 1QJ-4.25541455.861794G1 2PTTSO (The Stationery Office), St Crispins, Duke Street, Norwich, NR3 1PD, 01603 622211,

Bankruptcy (Scotland) Act 1985: Schedule 5, Paragraph 5(3)

Trust Deed for Creditors by


A Trust Deed has been granted by Joanne Cochrane, residing at 22 Bluevale Street, Dennistoun, Glasgow G31 1QJ on 28th February 2003 conveying (to the extent specified in Section 5(4A) of the Bankruptcy (Scotland) Act 1985) her estate to me, Peter C Dean, PCD, Gresham Chambers, 45 West Nile Street, Glasgow G1 2PT, as Trustee for the benefit of her creditors generally.

If a creditor wishes to object to the trust deed for the purposes of preventing it becoming a protected trust deed (see notes below on the objections required for that purpose) notification of such objection must be delivered in writing to the Trustee within 5 weeks of the date of publication of this Notice in The Edinburgh Gazette.

Notes: The trust deed will become a protected trust deed unless within the period of 5 weeks of the date of publication of this Notice in The Edinburgh Gazette a majority in number or not less than one third in value of the creditors notify the Trustee in writing that they object to the trust deed and do not wish to accede to it.

The effect of this is that paragraphs 6 and 7 of Schedule 5 to the Act will apply to the trust deed. Briefly, this has the effect of restricting the rights of non-acceding creditors to do diligence (ie to enforce court decrees for unpaid debts) against the debtor and confers certain protection upon the trust deed from being superseded by the sequestration of the debtor’s estate.

Peter C Dean, Trustee

Personal & Corporate Development Ltd, Gresham Chambers,

45 West Nile Street, Glasgow G2 1PT

4th March 2003