CONSUMER CREDIT ACT 1974

GENERAL NOTICE NO: 1148

I, David Fisher, Director of the Consumer Credit Group in the Office of Fair Trading (‘the OFT’) and a member of the OFT’s staff, being authorised in that behalf in writing by the OFT pursuant to paragraph 12 of Schedule 1 to the Enterprise Act 2002, hereby give general notice pursuant to section 22(8) of the Consumer Credit Act 1974 that under section 22(1)(b) of that Act the OFT has issued a group licence to Christians Against Poverty (CAP) (Registered Companies House No. 4655175) of Jubilee Mill, North Street, Bradford BD1 4EW.

The group licence is in respect of all members of CAP who are from time to time entered onto the register by CAP as fit and competent to carry on the business of:

Non-commercial debt-adjusting

Non-commercial debt-counselling

Provision of non-commercial credit information services (including non-commercial credit repair).

The group licence only covers the categories listed above.

This licence is valid for a period of 1 year and commenced on 12 December 2011.

OFFICE OF FAIR TRADING

Fleetbank House

2-6 Salisbury Square

London EC4Y 8JX

David Fisher

Director

Consumer Credit Group

Office of Fair Trading

Date of issue: 16th December 2011