Financial Regulation

Lombard Bank Limited

Company No. 954573

THE FINANCIAL SERVICES AND MARKETS ACT 2000

Notice is hereby given that on 3rd June 2004 Lombard Bank Limited (“LBL”), a company incorporated under the Companies Acts with registered number 954573 and having its registered office at Lombard House, 339 Southbury Road, Enfield, Middlesex EN1 1TW, presented to the Court of Session in Edinburgh a petition seeking inter alia an order under section 111(1) of the Financial Services and Markets Act 2000 sanctioning a banking business transfer scheme (“the Scheme”) for the transfer to The Royal Bank of Scotland public limited company (“RBS”) a company incorporated under the Companies Acts with registered number SC90312 and having its registered office at 36 St. Andrew Square, Edinburgh EH2 2YB, of the banking business carried on by LBL. A statement setting out the terms of the Scheme is available, free of charge, by writing to the solicitors for LBL and RBS named below or by telephoning Colin Hutton on 0131 200 7517. Any person (including an employee of LBL or RBS) who alleges that he or she would be adversely affected by the carrying out of the Scheme may lodge answers, if so advised, at the Office of Court, Court of Session, 2 Parliament Square, Edinburgh EH1 1RQ within 21 days after the date of publication of this notice.

Dundas & Wilson, Saltire Court, 20 Castle Terrace, Edinburgh EH1 2EN.