NS&I has today, 3rd July 2025 announced a decrease to the interest rate on Junior ISA, effective 18th July 2025.

Rate change

Find out more at nsandi.com

Definitions

Tax-free means the interest is exempt from UK Income Tax and Capital Gains Tax.

AER (Annual Equivalent Rate) illustrates what the annual rate of interest would be if the interest was compounded each time it was paid. Where interest is paid annually, the quoted rate and the AER are the same.

NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to more than 24 million customers. All products offer 100% capital security, because NS&I is backed by HM Treasury.

Further information on NS&I, including press releases and product information, is available on the website at nsandi.com