NOTICE IS HEREBY GIVEN that, by application dated 22nd April 2016, Groupama S.A. (Groupama) applied to the French insurance regulator, the Autorité de Contrôle Prudentiel et de Résolution (the “ACPR”) for an authorisation under article L. 324-1 of the French Insurance Code (the “FIC”) sanctioning an insurance business transfer scheme (the “Scheme”) providing for the transfer from its UK branches of certain lines of insurance business to EIFlow Insurance Limited (EIFlow).

The UK business comprising the proposed transfer includes particular lines of general insurance and reinsurance business of Groupama carried out through its UK branch, being the contracts of insurance written and issued by the UK branch of Groupama from 2001 to 2012 (inclusive).

If you are in any doubt as to whether your insurance policy is included in the proposed transfer please contact Groupama, at the address and reference set out below.

Anyone who has any questions regarding the proposed transfer or who requires any further information regarding the transfer may also contact Groupama by email at walter.allouche@groupama.com or by correspondence to Walter Allouche at Groupama SA, 8-10, rue d’Astorg 75008, Paris or by calling Walter Allouche on +33 (0)1 44 56 35 11 (inside France) and Toby Wooldridge on +44 (0)1452 782 641 (outside France).

The authorisation of the Scheme by the ACPR is expected to be concluded on the date falling two months after the ACPR publishes the portfolio transfer advice in the French Official Journal. In that context, any person who alleges that he or she would be adversely affected by carrying out of the Scheme is entitled to make representations in writing to the ACPR.

You are requested to send such written representations directly to the ACPR at: Autorité de contrôle prudentiel et de résolution, Direction des agréments, des autorisations et de la réglementation (66-2789), Service des organismes d’assurance, 61 rue Taitbout 75436 Paris Cedex 09.

Please provide such notice or such written representations by close of business 1 week prior to the date on which the Scheme is expected to be concluded.

If the Scheme is authorised by the ACPR, it will result in the transfer of all the contracts, property, certain assets and liabilities within its scope of Groupama’s UK Branch to EIFlow, notwithstanding any restriction or right that might otherwise apply in relation to such transfer.