GARDNER, Karen, unemployed, also known as Karen Nield of 1 Lea Court, Stirling Estate HR2 6HT and lately residing at 40 Franks Avenue, Stirling Estate HR2 6HZ both in Hereford, Herefordshire, and formerly residing at 11 Simpson Road, The Dale, Chester, Cheshire CH2 4AG. Court—HEREFORD. Date of Filing Petition—18th January 2006. No. of Matter—12 of 2006. Date of Bankruptcy Order—18th January 2006. Whether Debtor’s or Creditor’s Petition—Debtor’s. Official Receiver—21-23 London Road, Gloucester, GL1 3HB.