In the Croydon County Court.  No. 399 of 1997 GRAHAM FREDERICKS Of Woodlands, 60 Little Heath, Charlton, London SE7 8BH. Notice is hereby given, pursuant to Rule 11.2 of the Insolvency Rules 1986, that the Trustee in Bankruptcy of the above-named Bankrupt intends paying a First and Final Dividend to Creditors. The Creditors of the Bankrupt are required, on or before 11th May 2001, to submit their proofs of debt to the undersigned, P. M. Davis, the Trustee in Bankruptcy, at Begbies Traynor, 121 Stafford Road, Wallington, Surrey SM6 9BN. The Dividend will be declared within 4 months of 11th May 2001, the last date for proving. A Creditor who has not proved his debt before the date mentioned above is not entitled to disturb, by reason that he has not participated in, the First and Final Dividend. P. M. Davis, Trustee 3rd April 2001.