Trust Deeds

Protected Trust Deeds (Scotland) Regulations 2008, regulation 7

Notice of Trust Deed for the Benefit of Creditors by

KELLY NICOL

A Trust Deed has been granted by Kelly Nicol, 30 Hill Street, Douglas ML11 0RF, on 20 February 2009, conveying (to the extent specified in section 5(4A) in the Bankruptcy (Scotland) Act 1985) her estate to me, David J Hill, BDO Stoy Hayward LLP, 4 Atlantic Quay, 70 York Street, Glasgow G2 8JX, as Trustee for the benefit of her Creditors generally.

If a Creditor wishes to object to the Trust Deed for the purposes of preventing it becoming a Protected Trust Deed (see notes below on the objections required for that purpose) notification of such objection must be delivered in writing to the Trustee within 5 weeks of the date of the publication of this notice in The Edinburgh Gazette .

Notes: The Trust Deed may become a Protected Trust Deed unless within the period of 5 weeks of the date of publication of this notice in The Edinburgh Gazette a majority in number or not less than one third in value of the Creditors notify the Trustee in writing that they object to the Trust Deed and do not wish to accede to it.

Briefly, this has the effect of restricting the rights of non-acceding Creditors to do diligence (ie to enforce court decrees for unpaid debts) against the Debtor and confers certain protection upon the Trust Deed from being superseded by the sequestration of the Debtor’s estate.

David J Hill, CA, Trustee

BDO Stoy Hayward LLP, 4 Atlantic Quay, 70 York Street, Glasgow G2 8JX.

11 March 2009.