National Savings
National Savings
National Savings and Investments
INTEREST RATES
Fixed gross rates*
|
New Issues from 17 September 2008 |
Rate pa |
AER** |
|
1-Year Guaranteed Growth Bond – Issue 45 |
4.20% |
4.20% |
|
Taxable, paid net |
||
|
3-Year Guaranteed Growth Bond – Issue 39 |
4.00% |
4.00% |
|
Taxable, paid net |
||
|
5-Year Guaranteed Growth Bond – Issue 36 |
4.00% |
4.00% |
|
Taxable, paid net |
||
|
1-Year Guaranteed Growth Bond – Issue 45 |
4.10% |
4.18% |
|
Taxable, paid net |
||
|
3-Year Guaranteed Growth Bond – Issue 39 |
3.90% |
3.97% |
|
Taxable, paid net |
||
|
5-Year Guaranteed Growth Bond – Issue 36 |
3.90% |
3.97% |
|
Taxable, paid net |
Fixed tax-free rates***
|
New Issues from 17 September 2008 |
Rate pa |
AER** |
|
|
Children’s Bonus Bonds – Issue 31 |
3.70% |
3.70% |
|
|
Guaranteed compound rate over 5 years (including 5th anniversary bonus) |
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|
Rate pa/AER |
Equivalent grossed up rate for basic rate taxpayers† |
Equivalent grossed up rate for higher rate taxpayers† |
|
|
2-Year Fixed Interest Savings Certificates |
2.95% |
3.69% |
4.92% |
|
44th Issue Guaranteed compound rate over 2 years |
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|
5-Year Fixed Interest Savings Certificates |
2.95% |
3.69% |
4.92% |
|
93rd Issue Guaranteed compound rate over 5 years |
* Gross is the taxable rate of interest payable without the deduction of UK Income Tax.
** AER (Annual Equivalent Rate) enables you to compare interest rates from different financial institutions on a like-for-like basis. It shows what the notional annual rate would be if interest was compounded each time it was credited or paid out. Where interest is credited once a year the rate quoted and the AER will be the same.
*** Tax-free means that the return is exempt from UK Income Tax and Capital Gains Tax at all rates of taxation.
† At current rates of tax.
If you would like further information on our savings and investments please call 0845 964 5000 (maximum call charges from a BT landline are 4p per minute. Charges from other service providers may vary. Lines open 7am to midnight. For your security and to maintain the highest levels of service, calls may be recorded). Or visit our website at nsandi.com
National Savings and Investments is a Trade Mark of the Director of Savings.
National Savings and Investments is backed by HM Treasury