Bankruptcy (Scotland) Act 1985-4.55884455.977671G83 9NB2003-03-252003-03-112003-03-28West DunbartonshireTSO (The Stationery Office), St Crispins, Duke Street, Norwich, NR3 1PD, 01603 622211,

Bankruptcy (Scotland) Act 1985: Schedule 5, Paragraph 5(3)

Notice by Trustee Under a Trust Deed for the Benefit of Creditors

Trust Deed for Creditors by

Kathleen Ann Folan

A Trust Deed has been granted by Kathleen Ann Folan, 75 Braehead, Bonhill, Alexandria G83 9NB on 11th March 2003 conveying (to the extent specified in Section 5(4A) of Bankruptcy (Scotland) Act 1985) her estate to me Neil J McNeill, Chartered Accountant, BDO Stoy Hayward, 168 West George Street, Glasgow G2 2PT as Trustee for the benefit of her creditors generally.

If a creditor wishes to object to the trust deed for the purposes of preventing it becoming a protected trust deed (see notes below on the objections required for that purpose) notification of such objection must be delivered in writing to the Trustee within 5 weeks of the date of publication of this Notice in The Edinburgh Gazette.

Notes: The trust deed will become a protected trust deed unless within the period of 5 weeks of the date of publication of this Notice in The Edinburgh Gazette a majority in number or not less than one third in value of the creditors notify the Trustee in writing that they object to the trust deed and do not wish to accede to it.

The effect of this is that paragraphs 6 and 7 of Schedule 5 to the Act will apply to the trust deed. Briefly, this has the effect of restricting the rights of non-acceding creditors to do diligence (ie to enforce court decrees for unpaid debts) against the debtor and confers certain protection upon the trust deed from being superseded by the sequestration of the debtor’s estate.

Neil J McNeill, CA, Trustee

25th March 2003