HFC BANK LIMITED

MONEY PURCHASE SECTION OF THE HFC PENSION PLAN (“THE MPS”)

Notice is hereby given under Section 27 of the Trustee Act 1925 that the Trustees are winding up the Money Purchase Section of the HFC Pension Plan (the “MPS”).

Any former employee of HFC Bank Limited, HSBC Bank Limited and HSBC Holdings Limited or any persons entitled to claim through such former employee not presently receiving benefit from the MPS, and who believes they are entitled to receive benefit, should contact the following person to make a claim for such a benefit:

Chris Pettengell,

JLT Benefit Solutions,

36 Ridgmont Road,

St Albans,

Hertfordshire

AL1 3AB

All persons making such claims should provide full details of their name, address, date of birth and period of employment together with copies of all documents which support their claim. Any claim must be made within two months of the date of publication of this notice.

Furthermore if any person or persons not being a former member or members of the MPS, believes they have any claim against the assets of the MPS, they should write to Chris Pettengell at the address shown within two months of the date of publication of this notice, setting out full details of their claim and including full supporting documentation.

After the expiry of a period of two months following the publication of this notice the Trustees shall commence the final distribution of the assets of the MPS, taking account only of claims and interests of which they then have notice. The Trustees will not thereafter be liable to or in respect of any other member, former member or other person who has not made a claim on the assets of the MPS.

For and on behalf of the Trustees.

21 January 2010.